FRANK S. LOYD was born in Crittenden County, Ky., January 9, 1839, and is a son of Isaac and Mary (Hill) Loyd. F. Loyd, subject's paternal grandfather, was a native of North Carolina, which State he left in an early day, emigrating to Virginia, where he lived a number of years. He afterward moved to Kentucky, and settled in Livingston County, where he died in 1859. Isaac Loyd was born in Virginia in 1796. He came with his parents to Kentucky, and spent the greater part of his life in what is now Crittenden County, dying there in 1876. Subject's mother was born in Kentucky in 1800, and died in 1863. She was the mother of sixteen children, of whom are living: Sarah M., Charlotte A., William P., Harriett E., Frank S., Elizabeth S. and Maria. Subject of this sketch remained with his parents until twenty-one years of age. At the breaking out of the civil war, he espoused the Union cause, and enlisted in 1861 in Company H, Twentieth Kentucky Volunteer Infantry, with which he served for three and a half years. His regiment served in the Western campaign under Gens. Buell and Sherman, and participated in a number of bloody battles. Mr. Loyd was taken prisoner in 1864; was soon after exchanged and assigned the duty of guarding the military prison of Louisville, where he remained one year. Mr. Loyd went out as a private, but was soon after promoted to the position of first lieutenant of his company, an office which he held until the close of the war. He was mustered out of service at Louisville January 13, 1865, and immediately after came to Caldwell County and engaged in farming and milling, which he still continues. Mr. Loyd has been twice married; his first marriage took place in November, 1866, to Miss Sarah Belle Hillyard, a daughter of J. J. and Margaret (Watson) Hillyard, by whom he had two children, viz.: John I. and Charles B. Mrs. Loyd died in May, 1869, aged about twenty-six years. January 30, 1873, Mr. Loyd married Cornelia A. Hillyard, sister of his former wife; two children were the result of this marriage: Gus Henry and Fred, both deceased. Mrs. Loyd died June 16, 1884, at the age of forty-five. Mr. Loyd belongs to several secret organizations, and is a member of the Cumberland Presbyterian Church.
Source: J. H. Battle, W. H. Perrin, & G. C. Kniffin. Kentucky. A History of the State. Louisville, KY, Chicago, IL: Battey, 1885. Pages 706-707.